Choosing Between Acima Leasing and Progressive Leasing in Germantown, MD

When you need a lease-to-own solution in Germantown, MD, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Germantown, MD Lease-to-Own Companies

Lease-to-own can be helpful when you need new electronics, furniture, tires, and other items but lack the funds. With so many companies like Progressive Leasing in Germantown, how do you know which one to choose? Let's compare Acima Leasing in Germantown, MD against Progressive Leasing to help you determine which company's store selection, requirements, and application process sound right for you.

Germantown Progressive Leasing vs. Acima Leasing: How They Work

How does Progressive Leasing work in Germantown, MD? And how does Acima Leasing work? Applying with either company will look pretty similar. Browse at eligible Germantown retailers, find the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Germantown!

What Are the Requirements for Progressive Leasing in Germantown vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Germantown, MD are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

Acima Leasing in Germantown, MD requires you to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.

Are you shopping in Germantown with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Germantown, MD

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Germantown stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at the stores you know and love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Germantown, MD stores.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Germantown, MD?

Acima Leasing and Progressive Leasing in Germantown, MD follow similar guidelines for leasable items. Broadly speaking, durable goods for personal or household use that can be returned are considered eligible. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Is Acima Leasing or Progressive Leasing the Best Germantown, MD Lease-to-Own Company?

The choice of lease-to-own company in Germantown, MD is entirely in your hands. To choose the right fit, consider approval requirements, which stores in Germantown you want to shop at, and the application process. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.