How to Choose a Lease-to-Own Company in Franklinton, LA
When picking a lease-to-own company in Franklinton, LA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Franklinton so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Franklinton, LA
How do Acima Leasing and Snap Finance work? Most Franklinton, LA lease-to-own companies operate similarly. First, you pick from a list of approved Franklinton retailers. Next, you shop online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Franklinton, LA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Franklinton, LA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Franklinton, LA retailers are approved by Snap Finance or Acima Leasing. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Franklinton, LA and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Franklinton, LA and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Franklinton and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Franklinton, LA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Franklinton, LA
Everyone in Franklinton, LA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Franklinton, LA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Franklinton, LA also requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Consider Acima Leasing as Your Franklinton, LA Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Franklinton, LA shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.