Choosing Between Acima Leasing and Progressive Leasing in Prospect, KY

When you need a lease-to-own solution in Prospect, KY, do you go with Acima Leasing or Progressive Leasing? We provide the comparisons you need to make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Prospect, KY

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but lack the funds. When looking at companies like Progressive Leasing in Prospect, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Prospect, KY to guide you in deciding which company's store selection, requirements, and application process sound right for you.

Prospect Progressive Leasing vs. Acima Leasing: What’s the Process?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Prospect, KY? Both companies follow similar application processes. Shop at your favorite eligible stores in Prospect, choose the items you want, and apply online or in-store. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's that simple!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Prospect, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Prospect vs. Acima Leasing

Although Acima Leasing and Progressive Leasing in Prospect, KY share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Prospect, KY, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Acima Leasing and Progressive Leasing both help shoppers in Prospect who have less-than-stellar credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing: What Prospect Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Prospect and online, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. See which stores are available near you in Prospect, KY, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Prospect, KY?

You'll find that Progressive Leasing and Acima Leasing in Prospect, KY  have similar leasable items. Typically, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Which Is Right for You: Progressive Leasing or Acima Leasing in Prospect, KY?

We can’t tell you which lease-to-own company in Prospect, KY to choose. The right choice for you will depend on the application process, approval requirements, and which Prospect stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.