Choosing Your Watertown, IA Lease-to-Own Company
When selecting a lease-to-own company in Watertown, IA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Watertown and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Watertown, IA Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Watertown, IA follow similar models. You shop in person or online at an approved Watertown retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Watertown, IA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Watertown, IA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Watertown, IA. Usually, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Watertown, IA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Watertown, IA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Watertown stores and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Watertown, IA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Watertown, IA?
Everyone in Watertown, IA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Watertown, IA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Watertown, IA also need an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Watertown, IA Lease-to-Own Company
Many shoppers across Watertown, IA can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.