Comparing Lease-to-Own Companies in Watertown, IA
Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. With so many companies like Progressive Leasing in Watertown, how do you know which one to choose? Let’s compare Progressive Leasing and Acima Leasing in Watertown, IA so you can decide which company's store selection, requirements, and application process sound right for you.
How Do Acima Leasing and Progressive Leasing in Watertown, IA Work?
How does Progressive Leasing work in Watertown, IA? And how does Acima Leasing work? Both companies follow similar application processes. Shop at eligible retailers in Watertown, select the items you want, and complete an application in-store or online. After being approved, select a payment option, sign your agreement, and complete an initial payment. It's as simple as that!
How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Watertown, you may be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Watertown vs. Acima Leasing
While the application processes for Acima Leasing and Progressive Leasing in Watertown, IA are alike, their requirements are different. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
Acima Leasing in Watertown, IA requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Both Acima Leasing and Progressive Leasing are designed for shoppers in Watertown with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.
Acima Leasing vs. Progressive Leasing: What Watertown Stores Are Eligible?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Watertown, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing has more than 15,000 eligible stores — both national and local. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. See which stores are available near you in Watertown, IA, or shop Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Watertown, IA
You'll find that Progressive Leasing and Acima Leasing in Watertown, IA have similar leasable items. Typically, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Better: Acima Leasing or Progressive Leasing in Watertown, IA?
The decision of which Watertown, IA lease-to-own company to choose is entirely yours to make. The right choice for you will depend on which Watertown retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.