Lease-to-Own in Okoboji, IA: Acima Leasing or Progressive Leasing?

Shop now

Who do you go to for lease-to-own solutions in Okoboji, IA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

See locations by category

See Locations by Category

Do more in the Acima mobile app

Do more in the Acima mobile app

Shop big names like Amazon, Best Buy & Walmart – only in the app. Pay easily. Carry your spending power wherever you go.

More Information

How Do I Choose Between Lease-to-Own Companies in Okoboji, IA?

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but are low on cash. You have your choice of companies like Progressive Leasing in Okoboji, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Okoboji, IA so you can decide which company offers the requirements, store selection, and application process that fits your needs.

Okoboji Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Progressive Leasing work in Okoboji, IA? And how does Acima Leasing work? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Okoboji, find the items you want, and apply online or in-store. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much can you get approved for? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Okoboji, you can be approved for up to $5,000!

What Are the Requirements for Progressive Leasing in Okoboji vs. Acima Leasing?

While the application processes for Acima Leasing and Progressive Leasing in Okoboji, IA are alike, their requirements are different. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

To lease-to-own with Acima Leasing in Okoboji, IA, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Okoboji shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Okoboji, IA Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Okoboji and online, such as Kay Jewelers, Mattress Firm, and Best Buy. Make sure you check their full list of approved stores before shopping.

With Acima Leasing, you can choose from over 15,000 stores — both national and local. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Okoboji, IA stores.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Okoboji, IA

You'll find that Progressive Leasing and Acima Leasing in Okoboji, IA  have similar leasable items. Broadly speaking, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Better: Acima Leasing or Progressive Leasing in Okoboji, IA?

The choice of lease-to-own company in Okoboji, IA is entirely in your hands. You have to select the right fit for you based on which Okoboji retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.