Choosing Your Planfield, IN Lease-to-Own Company
When picking a lease-to-own company in Planfield, IN, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Planfield so you can determine which company is right for you.
How Does Lease-to-Own in Planfield, IN Work?
How does Acima Leasing work? Or Snap Finance? Most Planfield, IN lease-to-own companies operate similarly. First, you pick from a list of approved Planfield retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Planfield, IN or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Planfield, IN?
The items you can shop for in Planfield, IN depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Planfield, IN
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Planfield, IN and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Planfield stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Planfield, IN stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Planfield, IN?
Snap Finance and Acima Leasing both want to help shoppers in Planfield IN get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Planfield, IN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Planfield, IN also requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Planfield, IN, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Planfield, IN shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible stores, application process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.