Choosing a Lease-to-Own Company in Ft Wayne, IN
When comparing lease-to-own companies in Ft Wayne, IN, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Ft Wayne and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Ft Wayne, IN Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Ft Wayne, IN follow similar models. First, you pick from a list of approved Ft Wayne retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Ft Wayne, IN or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Ft Wayne, IN?
The items you can shop for vary based on which Ft Wayne, IN retailers are approved by Snap Finance or Acima Leasing. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Ft Wayne, IN Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Ft Wayne, IN businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Ft Wayne stores and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Ft Wayne, IN stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Ft Wayne, IN?
For shoppers in Ft Wayne, IN with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Ft Wayne, IN, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
For Acima Leasing in Ft Wayne, IN, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Ft Wayne, IN, the Choice Is Yours
Many shoppers across Ft Wayne, IN can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering eligible stores, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.