Choosing Your Columbia City, IN Lease-to-Own Company
When comparing lease-to-own companies in Columbia City, IN, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in Columbia City and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Columbia City, IN Work?
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Columbia City, IN tend to work the same way. You shop in person or online at an approved Columbia City retailer and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Columbia City, IN or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Columbia City, IN?
The items you can shop for in Columbia City, IN depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Columbia City, IN Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Columbia City, IN as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Columbia City and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Columbia City, IN or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Columbia City, IN
Everyone in Columbia City, IN deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Columbia City, IN. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
Acima Leasing in Columbia City, IN also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Columbia City, IN Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Columbia City, IN. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.