How to Choose a Lease-to-Own Company in Ottawa, IL
When choosing a lease-to-own company in Ottawa, IL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Ottawa so you can find the right company for you.
Snap Finance in Ottawa, IL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most Ottawa, IL lease-to-own companies operate similarly. You shop in person or online at an approved Ottawa retailer and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Ottawa, IL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Ottawa, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Ottawa, IL. As a general rule of thumb, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Ottawa, IL and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Ottawa, IL and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Ottawa and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Ottawa, IL or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Ottawa, IL?
Both Snap Finance and Amica Leasing aim to help shoppers in Ottawa, IL with less-than-perfect credit get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Ottawa, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Ottawa, IL also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Ottawa, IL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Ottawa, IL. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.