Choosing Between Acima Leasing and Progressive Leasing in Ottawa, IL

Who do you go to for lease-to-own solutions in Ottawa, IL? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Ottawa, IL Lease-to-Own Companies

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but lack the funds. With so many companies like Progressive Leasing in Ottawa, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Ottawa, IL to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Ottawa Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Ottawa, IL? What about Acima Leasing? They both have similar application steps. Shop at eligible Ottawa stores, pick out the items you want, and fill out an application online or in-store. Once approved, choose a payment option, sign the agreement, and make an initial payment. It's as simple as that!

How much can you spend? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Ottawa!

Lease-to-Own Requirements for Progressive Leasing in Ottawa vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Ottawa, IL have similar application processes, they have different requirements. If you want to lease-to-own through Progressive Leasing, you need to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Ottawa, IL need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Are you shopping in Ottawa with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing: What Ottawa Stores Are Eligible?

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Ottawa and online, like Best Buy, Kay Jewelers, and Mattress Firm. Before you start shopping, double-check their approved stores in your area.

Acima Leasing lets you choose from more than 15,000 stores — including local businesses and nationwide brands. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Ottawa, IL, or browse Acima Leasing’s online retailers.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Ottawa, IL

Progressive Leasing and Acima Leasing in Ottawa, IL consider the same items leasable. Generally, eligible items are durable goods that are returnable and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Better: Acima Leasing or Progressive Leasing in Ottawa, IL?

The choice of lease-to-own company in Ottawa, IL is entirely in your hands. The right choice for you will depend on which Ottawa retailers you want to shop at, the application process, and approval requirements. To gain more insight into each company, download the apps and read customer reviews. Secure instant shopping power for the products you need today.