Choosing Your Northlake, IL Lease-to-Own Company
When picking a lease-to-own company in Northlake, IL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Northlake so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Northlake, IL
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Northlake, IL follow similar models. You shop at an approved Northlake retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Northlake, IL will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Northlake, IL?
The items you can shop for in Northlake, IL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Northlake, IL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Northlake, IL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Northlake and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Northlake, IL.
What Are the Requirements for Acima Leasing vs. Snap Finance in Northlake, IL?
Both Snap Finance and Amica Leasing support Northlake, IL residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Northlake, IL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Northlake, IL also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Northlake, IL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Northlake, IL. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.