Choosing Your Champaign, IL Lease-to-Own Company
When selecting a lease-to-own company in Champaign, IL, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Champaign and Snap Finance so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in Champaign, IL
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Champaign, IL tend to work the same way. First, you pick from a list of approved Champaign retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Champaign, IL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Champaign, IL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Champaign, IL. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Champaign, IL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Champaign, IL and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Champaign and trusted name brands, including Asus, Purple, and Frigidaire. Find stores near you in Champaign, IL, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Champaign, IL?
Snap Finance and Amica Leasing are dedicated to helping Champaign, IL shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Champaign, IL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And a smartphone number and email address must be provided.
For Acima Leasing in Champaign, IL, you will also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Champaign, IL
Many shoppers across Champaign, IL can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.