Selecting a Lease-to-Own Company in Champaign, IL
Lease-to-own can be a great solution when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. Champaign is full of companies like Progressive Leasing, so how do you pick one? Let's compare Acima Leasing in Champaign, IL against Progressive Leasing to help you determine which company's store selection, requirements, and application process sound right for you.
Champaign Progressive Leasing vs. Acima Leasing: How They Work
How does Acima Leasing work in Champaign, IL? What about Progressive Leasing? You can expect a similar application process for both. Shop at eligible retailers in Champaign, choose the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. Easy-peasy!
What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Champaign, you may be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Champaign vs. Acima Leasing?
Although Acima Leasing and Progressive Leasing in Champaign, IL share similar application processes, they don't have the same requirements. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
Acima Leasing applicants in Champaign, IL need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).
Both Acima Leasing and Progressive Leasing are designed for shoppers in Champaign with less-than-perfect credit. We consider more than just your credit history when reviewing your application.
Acima Leasing vs. Progressive Leasing Stores in Champaign, IL
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing in Champaign allows you to shop at thousands of Champaign stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Be sure to check their approved stores in your area before you start shopping.
With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Champaign, IL, or shop Acima Leasing's online retailers.
Acima Leasing vs. Progressive Leasing: What Can You Lease in Champaign, IL?
The rules for leasable items at Acima Leasing and Progressive Leasing in Champaign, IL are quite similar. In general, an eligible product must be durable, returnable, and for personal or household use. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.
Is Acima Leasing or Progressive Leasing the Best Champaign, IL Lease-to-Own Company?
Determining the right lease-to-own company in Champaign, IL is a personal choice we can't make for you. The right choice for you will depend on the application process, approval requirements, and which Champaign stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get the products you need today with lease-to-own shopping power.