Choosing Your Rigby, ID Lease-to-Own Company
When selecting a lease-to-own company in Rigby, ID, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Rigby so you can decide which company sounds best for you.
Snap Finance in Rigby, ID vs. Acima Leasing: How They Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Rigby, ID tend to work the same way. You shop in person or online at an approved Rigby retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Rigby, ID will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Rigby, ID Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Rigby, ID depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Rigby, ID and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Rigby, ID businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Rigby stores and trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Rigby, ID stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Rigby, ID?
Both Snap Finance and Amica Leasing support Rigby, ID residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration during application review. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Rigby, ID, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Rigby, ID, you will also need an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Consider Acima Leasing as Your Rigby, ID Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Rigby, ID shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.