How Do I Choose Between Lease-to-Own Companies in Cottonwood, ID?
Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Cottonwood, but how do you know which one to go with? Let's compare Acima Leasing in Cottonwood, ID against Progressive Leasing to guide you in deciding which company's store selection, requirements, and application process sound right for you.
Cottonwood Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Cottonwood, ID? And how does Acima Leasing work? They both have similar application steps. Shop at your favorite eligible stores in Cottonwood, choose the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!
What's your shopping power? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Cottonwood, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Cottonwood vs. Acima Leasing
Acima Leasing and Progressive Leasing in Cottonwood, ID might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
Acima Leasing applicants in Cottonwood, ID need to be 18 years or older (19 in Alabama), have an active checking account with at least $750 per month in income, 3 months of income history with your current source of income, a government-issued ID, and a social security number or taxpayer identification number.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Cottonwood shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.
Acima Leasing vs. Progressive Leasing Stores in Cottonwood, ID
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Cottonwood stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.
With Acima Leasing, you can choose from over 15,000 stores — including national brands and local businesses. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Cottonwood, ID, or browse Acima Leasing’s online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Cottonwood, ID
You'll find that Progressive Leasing and Acima Leasing in Cottonwood, ID have similar leasable items. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Better: Acima Leasing or Progressive Leasing in Cottonwood, ID?
The choice of lease-to-own company in Cottonwood, ID is entirely in your hands. The best option for you depends on the application process, approval requirements, and which Cottonwood stores you want to shop at. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Lease-to-own can help you get the products you need today.