How to Choose a Lease-to-Own Company in Snellville, GA
When choosing a lease-to-own company in Snellville, GA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Snellville so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Snellville, GA Work
How do Acima Leasing and Snap Finance work? Whichever Snellville, GA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Snellville retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Snellville, GA will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Snellville, GA?
The items you can shop for in Snellville, GA depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Snellville, GA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Snellville, GA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Snellville businesses to the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Snellville, GA stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Snellville, GA?
Both Snap Finance and Amica Leasing support Snellville, GA residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Snellville, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
For Acima Leasing in Snellville, GA, you will also need an active checking account and a monthly income of $750 or more. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Snellville, GA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Snellville, GA. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.