Choosing a Lease-to-Own Company in Richmond Hill, GA
When choosing a lease-to-own company in Richmond Hill, GA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Richmond Hill and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Richmond Hill, GA Work?
How do Acima Leasing and Snap Finance work? Whichever Richmond Hill, GA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Richmond Hill retailer and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, pick the eligible items you want, and Acima Leasing in Richmond Hill, GA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Richmond Hill, GA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Richmond Hill, GA. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Richmond Hill, GA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Richmond Hill, GA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Richmond Hill and national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Richmond Hill, GA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Richmond Hill, GA
Snap Finance and Amica Leasing are dedicated to helping Richmond Hill, GA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Richmond Hill, GA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Richmond Hill, GA also requires at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Richmond Hill, GA
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Richmond Hill, GA. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.