Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Macon, GA

You need a lease-to-own option in Macon, GA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Macon, GA Lease-to-Own Company

When choosing a lease-to-own company in Macon, GA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Macon and Snap Finance so you can decide which company sounds best for you.

Understanding How Snap Finance and Acima Leasing in Macon, GA Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Macon, GA tend to work the same way. To start, you choose an approved retailer in Macon and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, choose the eligible items you want (within your approval amount) and Snap Finance in Macon, GA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

Macon, GA Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for vary based on which Macon, GA retailers are approved by Snap Finance or Acima Leasing. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Macon, GA and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Macon, GA and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Macon and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Macon, GA or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Macon, GA?

Both Snap Finance and Amica Leasing aim to help shoppers in Macon, GA with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.

Snap Finance requires you to be old enough to legally enter into a contract in Macon, GA. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Macon, GA requires an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Looking for Companies Like Snap Finance in Macon, GA? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Macon, GA. Choose the lease-to-own company that works best for you based on the stores they partner with, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.