Choosing a Lease-to-Own Company in Gainesville, GA
When selecting a lease-to-own company in Gainesville, GA, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Gainesville and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Gainesville, GA Work?
How does Acima Leasing work? Or Snap Finance? Most Gainesville, GA lease-to-own companies operate similarly. To start, you choose an approved retailer in Gainesville and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in Gainesville, GA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Gainesville, GA?
The items you can shop for vary based on which Gainesville, GA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Gainesville, GA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Gainesville, GA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Gainesville businesses to national brands you love, including Ikea, Bestbuy, and Goodyear. Find stores near you in Gainesville, GA, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Gainesville, GA
Snap Finance and Amica Leasing are dedicated to helping Gainesville, GA shoppers get the items they need — regardless of credit score. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Gainesville, GA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Gainesville, GA also need an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Gainesville, GA, the Choice Is Yours
Many shoppers across Gainesville, GA can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.