How to Choose a Lease-to-Own Company in Windsor, CT
When choosing a lease-to-own company in Windsor, CT, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Windsor and Acima Leasing so you can decide which company sounds best for you.
How Does Lease-to-Own in Windsor, CT Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Windsor, CT follow similar models. First, you pick from a list of approved Windsor retailers. Next, you shop online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Windsor, CT will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Windsor, CT Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Windsor, CT depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Windsor, CT
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Windsor, CT businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Windsor and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Windsor, CT.
What Are the Requirements for Acima Leasing vs. Snap Finance in Windsor, CT?
Snap Finance and Acima Leasing both want to help shoppers in Windsor CT get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Windsor, CT. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
With Acima Leasing, shoppers in Windsor, CT also need an active checking account with $750 or more in monthly income. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Windsor, CT Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Windsor, CT shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.