Comparing Acima Leasing and Snap Finance in Waterford, CT

You’re ready to shop with help from a lease-to-own company in Waterford, CT. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Waterford, CT

When picking a lease-to-own company in Waterford, CT, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Waterford and Snap Finance so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Waterford, CT

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Waterford, CT tend to work the same way. To start, you choose an approved retailer in Waterford and shop in person or online. Then, you fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Waterford, CT will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Waterford, CT?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Waterford, CT. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.

Waterford, CT Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Waterford, CT as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Waterford and trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Waterford, CT or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Waterford, CT?

For shoppers in Waterford, CT with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Waterford, CT, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.

For Acima Leasing in Waterford, CT, you will also need an active checking account with at least $750 in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Waterford, CT, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Waterford, CT shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.