What to Look for in Wheat Ridge, CO Lease-to-Own Companies
When selecting a lease-to-own company in Wheat Ridge, CO, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Wheat Ridge so you know which company is your best fit.
How Does Lease-to-Own in Wheat Ridge, CO Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Wheat Ridge, CO tend to work the same way. You shop at an approved Wheat Ridge retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing in Wheat Ridge, CO or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Wheat Ridge, CO?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Wheat Ridge, CO. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Wheat Ridge, CO
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Wheat Ridge, CO as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Wheat Ridge and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Wheat Ridge, CO or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Wheat Ridge, CO
Snap Finance and Amica Leasing are dedicated to helping Wheat Ridge, CO shoppers get the items they need — regardless of credit score. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Wheat Ridge, CO. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Wheat Ridge, CO also requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Wheat Ridge, CO, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Wheat Ridge, CO. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.