What to Look for in Sheridan, CO Lease-to-Own Companies
When selecting a lease-to-own company in Sheridan, CO, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Sheridan and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Sheridan, CO Work
How does Acima Leasing work? Or Snap Finance? Whichever Sheridan, CO lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Sheridan and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Sheridan, CO will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Sheridan, CO?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Sheridan, CO. Generally, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Sheridan, CO and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in Sheridan, CO as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Sheridan businesses to the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Sheridan, CO, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Sheridan, CO?
Snap Finance and Amica Leasing are dedicated to helping Sheridan, CO shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Sheridan, CO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
For Acima Leasing in Sheridan, CO, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Sheridan, CO Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Sheridan, CO shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. The spending power you need is a quick application away.