What to Look for in Lafayette, CO Lease-to-Own Companies
When choosing a lease-to-own company in Lafayette, CO, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Lafayette and Snap Finance so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Lafayette, CO Work
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Lafayette, CO tend to work the same way. First, you pick from a list of approved Lafayette retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Lafayette, CO will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lafayette, CO?
The items you can shop for in Lafayette, CO depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Lafayette, CO and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Lafayette, CO and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Lafayette businesses to the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Lafayette, CO stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Lafayette, CO?
Snap Finance and Acima Leasing both want to help shoppers in Lafayette CO get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Lafayette, CO. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Lafayette, CO also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in Lafayette, CO? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lafayette, CO. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.