Choosing a Lease-to-Own Company in La Junta, CO
When picking a lease-to-own company in La Junta, CO, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in La Junta so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in La Junta, CO Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in La Junta, CO tend to work the same way. You shop at an approved La Junta retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, shop for the eligible products you want to get, and Acima Leasing in La Junta, CO or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in La Junta, CO?
The items you can shop for vary based on which La Junta, CO retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in La Junta, CO
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in La Junta, CO as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local La Junta stores and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in La Junta, CO or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in La Junta, CO?
For shoppers in La Junta, CO with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in La Junta, CO, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in La Junta, CO also need an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in La Junta, CO? Try Acima Leasing
Acima Leasing and Snap Finance are great options for La Junta, CO shoppers who could use a little help. Choose the lease-to-own company that works best for you based on approved stores, application process, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.