How to Choose a Lease-to-Own Company in Westlake Village, CA
When picking a lease-to-own company in Westlake Village, CA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Westlake Village so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Westlake Village, CA Work
How does Snap Finance work? Or Acima Leasing? Most Westlake Village, CA lease-to-own companies operate similarly. You shop at an approved Westlake Village retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, select the eligible products you want, and Snap Finance in Westlake Village, CA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
Westlake Village, CA Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Westlake Village, CA. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Westlake Village, CA Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Westlake Village, CA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Westlake Village and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Westlake Village, CA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Westlake Village, CA
Snap Finance and Acima Leasing both want to help shoppers in Westlake Village CA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Westlake Village, CA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
For Acima Leasing in Westlake Village, CA, you will also need at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in Westlake Village, CA? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Westlake Village, CA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.