How to Choose a Lease-to-Own Company in Walnut Creek, CA
When choosing a lease-to-own company in Walnut Creek, CA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Walnut Creek and Snap Finance so you can find the right company for you.
How Does Lease-to-Own in Walnut Creek, CA Work?
How does Snap Finance work? Or Acima Leasing? Most Walnut Creek, CA lease-to-own companies operate similarly. To start, you choose an approved retailer in Walnut Creek and shop in person or online. Then, you apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Walnut Creek, CA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Walnut Creek, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Walnut Creek, CA. As a general rule of thumb, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Walnut Creek, CA Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Walnut Creek, CA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Walnut Creek stores and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Walnut Creek, CA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Walnut Creek, CA?
For shoppers in Walnut Creek, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Walnut Creek, CA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Walnut Creek, CA also need at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Walnut Creek, CA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Walnut Creek, CA shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.