Choosing Between Acima Leasing and Progressive Leasing in Vista, CA

Looking to lease-to-own in Vista, CA but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Comparing Lease-to-Own Companies in Vista, CA

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but lack the funds. You have your choice of companies like Progressive Leasing in Vista, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Vista, CA so you can decide which company has the best application process, store selection, and requirements for you.

How Do Acima Leasing and Progressive Leasing in Vista, CA Work?

How does Progressive Leasing work in Vista, CA? And how does Acima Leasing work? Both companies follow similar application processes. Browse at eligible Vista retailers, select the items you want, and complete an application in-store or online. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

What's your shopping power? Progressive Leasing's approval amount varies. With Acima Leasing in Vista, you may be approved for up to $5,000!

Vista Acima Leasing Requirements vs. Progressive Leasing Requirements

While Acima Leasing and Progressive Leasing in Vista, CA have similar application processes, they have different requirements. For Progressive Leasing, an applicant needs to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Vista, CA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Vista with less-than-perfect credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Acima Leasing vs. Progressive Leasing Stores in Vista, CA

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Vista allows you to shop at thousands of Vista stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Be sure to check their approved stores in your area before you start shopping.

Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at the retailers you love, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. Check out Acima Leasing's online retailers, or browse Vista, CA stores.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Vista, CA

Progressive Leasing and Acima Leasing in Vista, CA consider the same items leasable. Typically, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Which Is Better: Acima Leasing or Progressive Leasing in Vista, CA?

We can’t tell you which lease-to-own company in Vista, CA to choose. The best option for you depends on which Vista retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.