How Do I Choose Between Lease-to-Own Companies in Thousand Oaks, CA?
Lease-to-own can be helpful when you need new furniture, electronics, appliances, and other goods but are low on cash. With so many companies like Progressive Leasing in Thousand Oaks, how do you know which one to choose? Let's dive into Progressive Leasing and Acima Leasing in Thousand Oaks, CA so you can decide which company offers the requirements, store selection, and application process that fits your needs.
Thousand Oaks Progressive Leasing vs. Acima Leasing: What’s the Process?
How does Progressive Leasing work in Thousand Oaks, CA? And how does Acima Leasing work? They both have similar application steps. Shop at eligible Thousand Oaks stores, pick out the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!
How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Thousand Oaks, you can be approved for up to $5,000!
Lease-to-Own Requirements for Progressive Leasing in Thousand Oaks vs. Acima Leasing
Although Acima Leasing and Progressive Leasing in Thousand Oaks, CA share similar application processes, they don't have the same requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.
For Acima Leasing in Thousand Oaks, CA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Thousand Oaks shoppers with less-than-great credit. When reviewing your application and determining your spending power, we look at multiple factors besides your credit history.
Acima Leasing vs. Progressive Leasing Stores in Thousand Oaks, CA
What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing lets you shop at thousands of stores online and in Thousand Oaks, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.
Acima Leasing has more than 15,000 eligible stores — including local businesses and nationwide brands. Shop at your favorite retailers, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. View stores near you in Thousand Oaks, CA, or browse Acima Leasing’s online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Thousand Oaks, CA?
The rules for leasable items at Acima Leasing and Progressive Leasing in Thousand Oaks, CA are quite similar. Broadly speaking, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.
Which Is Better: Acima Leasing or Progressive Leasing in Thousand Oaks, CA?
Determining the right lease-to-own company in Thousand Oaks, CA is a personal choice we can't make for you. The right choice for you will depend on the application process, approval requirements, and which Thousand Oaks stores you want to shop at. Reading customer reviews and downloading the apps can help you get a sense of each company. Get instant shopping power for the items you need today.