Choosing a Lease-to-Own Company in San Pedro, CA
When selecting a lease-to-own company in San Pedro, CA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in San Pedro so you know which company is your best fit.
How Does Lease-to-Own in San Pedro, CA Work?
How does Snap Finance work? Or Acima Leasing? Most San Pedro, CA lease-to-own companies operate similarly. You shop at an approved San Pedro retailer online or in person and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in San Pedro, CA will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
San Pedro, CA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in San Pedro, CA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
San Pedro, CA and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local San Pedro, CA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in San Pedro and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in San Pedro, CA, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in San Pedro, CA?
For shoppers in San Pedro, CA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in San Pedro, CA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you have to provide an email address and smartphone number.
For Acima Leasing in San Pedro, CA, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your San Pedro, CA Lease-to-Own Company
Snap Finance and Acima Leasing can greatly benefit shoppers like you in San Pedro, CA. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.