How to Choose a Lease-to-Own Company in Rowland Heights, CA
When choosing a lease-to-own company in Rowland Heights, CA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Rowland Heights and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Rowland Heights, CA
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Rowland Heights, CA follow similar models. First, you pick from a list of approved Rowland Heights retailers. Next, you shop online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Snap Finance in Rowland Heights, CA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Rowland Heights, CA?
The items you can shop for vary based on which Rowland Heights, CA retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Rowland Heights, CA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Rowland Heights, CA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Rowland Heights businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Rowland Heights, CA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Rowland Heights, CA?
Snap Finance and Acima Leasing both want to help shoppers in Rowland Heights CA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Rowland Heights, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you have to provide an email address and smartphone number.
Acima Leasing in Rowland Heights, CA also requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Rowland Heights, CA
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Rowland Heights, CA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.