Choosing a Lease-to-Own Company in Rosemead, CA
When picking a lease-to-own company in Rosemead, CA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Rosemead and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Rosemead, CA Work?
How does Snap Finance work? Or Acima Leasing? Whichever Rosemead, CA lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Rosemead retailers. Next, you shop online or in person and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in Rosemead, CA will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Rosemead, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Rosemead, CA. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Rosemead, CA
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Rosemead, CA businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Rosemead and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Rosemead, CA stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Rosemead, CA?
Snap Finance and Amica Leasing are dedicated to helping Rosemead, CA shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Rosemead, CA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, a smartphone number and email address must be provided.
Acima Leasing in Rosemead, CA also requires an active checking account and a monthly income of $750 or more. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Rosemead, CA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Rosemead, CA. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, application process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.