Acima Leasing or Progressive Leasing in Rancho Santa Margarita, CA?

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Who do you go to for lease-to-own solutions in Rancho Santa Margarita, CA? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Choosing Between Rancho Santa Margarita, CA Lease-to-Own Companies

Lease-to-own can save the day when you need new appliances, jewelry, furniture, and other goods but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in Rancho Santa Margarita, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Rancho Santa Margarita, CA so you can figure out which company has the best application process, store selection, and requirements for you.

Rancho Santa Margarita Acima Leasing vs. Progressive Leasing: How Do They Work?

How does Acima Leasing work in Rancho Santa Margarita, CA? What about Progressive Leasing? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Rancho Santa Margarita, find the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's that simple!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Rancho Santa Margarita, you can be approved for up to $5,000!

Rancho Santa Margarita Acima Leasing Requirements vs. Progressive Leasing Requirements

Acima Leasing and Progressive Leasing in Rancho Santa Margarita, CA might follow similar application processes, but their leasing requirements differ. If you want to lease-to-own through Progressive Leasing, you need to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

To lease-to-own with Acima Leasing in Rancho Santa Margarita, CA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Rancho Santa Margarita shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.

Acima Leasing vs. Progressive Leasing Stores in Rancho Santa Margarita, CA

Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Rancho Santa Margarita stores and online retailers, including Mattress Firm, Best Buy, and Kay Jewelers. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — including local businesses and nationwide brands. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Rancho Santa Margarita, CA, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Rancho Santa Margarita, CA?

The rules for leasable items at Acima Leasing and Progressive Leasing in Rancho Santa Margarita, CA are quite similar. Broadly speaking, eligible products include returnable, durable goods for household or personal use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Better: Acima Leasing or Progressive Leasing in Rancho Santa Margarita, CA?

The choice of lease-to-own company in Rancho Santa Margarita, CA is entirely in your hands. To choose the right fit, consider approval requirements, which stores in Rancho Santa Margarita you want to shop at, and the application process. Reading customer reviews and downloading the apps can help you get a sense of each company. Lease-to-own can help you get the products you need today.