Choosing a Lease-to-Own Company in Empire, CA
When selecting a lease-to-own company in Empire, CA, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Empire and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in Empire, CA Work?
How does Snap Finance work? Or Acima Leasing? Most Empire, CA lease-to-own companies operate similarly. You shop in person or online at an approved Empire retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Empire, CA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Empire, CA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Empire, CA. Typically, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Empire, CA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Empire, CA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Empire and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Empire, CA or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Empire, CA
Snap Finance and Acima Leasing both want to help shoppers in Empire CA get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Empire, CA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Empire, CA requires an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Empire, CA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Empire, CA. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.