How to Choose a Lease-to-Own Company in Colfax, CA
When picking a lease-to-own company in Colfax, CA, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Colfax and Snap Finance so you can decide which company sounds best for you.
Snap Finance in Colfax, CA vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Whichever Colfax, CA lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Colfax retailer and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, shop for the eligible products you want to get, and Snap Finance in Colfax, CA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Colfax, CA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Colfax, CA. As a general rule of thumb, eligible items include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Colfax, CA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Colfax, CA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Colfax and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Colfax, CA or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Colfax, CA
Everyone in Colfax, CA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Colfax, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
Acima Leasing in Colfax, CA also requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Colfax, CA? Try Acima Leasing
Many shoppers across Colfax, CA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.