Choosing a Lease-to-Own Company in Aliso Viejo, CA
When selecting a lease-to-own company in Aliso Viejo, CA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Aliso Viejo and Snap Finance so you can find the right company for you.
Snap Finance in Aliso Viejo, CA vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Aliso Viejo, CA tend to work the same way. To start, you choose an approved retailer in Aliso Viejo and shop in person or online. Then, you apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Aliso Viejo, CA will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Aliso Viejo, CA?
The items you can shop for vary based on which Aliso Viejo, CA retailers are approved by Snap Finance or Acima Leasing. Typically, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. Check each company's website ahead of time to see what items you're allowed to shop for.
Aliso Viejo, CA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Aliso Viejo, CA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Aliso Viejo and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Aliso Viejo, CA or with one of our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Aliso Viejo, CA?
Snap Finance and Amica Leasing are dedicated to helping Aliso Viejo, CA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Aliso Viejo, CA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Aliso Viejo, CA requires an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Aliso Viejo, CA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Aliso Viejo, CA. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.