How Do I Choose Between Lease-to-Own Companies in Albany, CA?
Lease-to-own can be a great solution when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. Albany is full of companies like Progressive Leasing, so how do you pick one? Let's compare Acima Leasing in Albany, CA against Progressive Leasing to help you determine which company's store selection, requirements, and application process sound right for you.
Albany Progressive Leasing vs. Acima Leasing: How They Work
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Albany, CA? Applying with either company will look pretty similar. Shop at your favorite eligible stores in Albany, choose the items you want, and complete an in-store or online application. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It's as simple as that!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Albany, you can be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Albany vs. Acima Leasing?
While the application processes for Acima Leasing and Progressive Leasing in Albany, CA are alike, their requirements are different. For Progressive Leasing, an applicant needs to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.
For Acima Leasing in Albany, CA, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Acima Leasing and Progressive Leasing both help shoppers in Albany who have less-than-stellar credit. We use more than just your credit history when considering your application and determining your spending power.
Acima Leasing vs. Progressive Leasing Stores in Albany, CA
Where can you shop with Acima Leasing or Progressive Leasing? Progressive Leasing partners with thousands of Albany stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.
Acima Leasing partners with more than 15,000 stores — both national and local. Shop the stores you trust, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. See which stores are available near you in Albany, CA, or shop Acima Leasing's online retailers.
What Items Can You Get with Acima Leasing vs. Progressive Leasing in Albany, CA
Progressive Leasing and Acima Leasing in Albany, CA consider the same items leasable. Typically, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Is Acima Leasing or Progressive Leasing the Best Albany, CA Lease-to-Own Company?
We can’t tell you which lease-to-own company in Albany, CA to choose. The best option for you depends on which Albany retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.