How to Choose a Lease-to-Own Company in Tempe, AZ
When comparing lease-to-own companies in Tempe, AZ, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Tempe so you know which company is your best fit.
How Does Lease-to-Own in Tempe, AZ Work?
How do Acima Leasing and Snap Finance work? Whichever Tempe, AZ lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Tempe retailer and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing in Tempe, AZ or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Tempe, AZ?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Tempe, AZ. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.
Tempe, AZ Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Tempe, AZ businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Tempe and trusted name brands, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Tempe, AZ.
What Are the Requirements for Acima Leasing vs. Snap Finance in Tempe, AZ?
Both Snap Finance and Amica Leasing support Tempe, AZ residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Tempe, AZ, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Tempe, AZ requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Tempe, AZ
Acima Leasing and Snap Finance have a lot to offer shoppers in Tempe, AZ. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.