Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Snowflake, AZ

You need a lease-to-own option in Snowflake, AZ — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Snowflake, AZ

When selecting a lease-to-own company in Snowflake, AZ, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Snowflake so you can find the right company for you.

How Does Lease-to-Own in Snowflake, AZ Work?

How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Snowflake, AZ tend to work the same way. You shop at an approved Snowflake retailer online or in person and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Snowflake, AZ or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Snowflake, AZ?

The items you can shop for in Snowflake, AZ depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Ineligible items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in Snowflake, AZ

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Snowflake, AZ businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Snowflake and the big brands you know, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Snowflake, AZ stores near you.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Snowflake, AZ?

Snap Finance and Acima Leasing both want to help shoppers in Snowflake AZ get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Snowflake, AZ. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Snowflake, AZ requires at least $750 in monthly income in an active checking account. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Acima Leasing or Snap Finance in Snowflake, AZ, the Choice Is Yours

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Snowflake, AZ. Select the lease-to-own company that aligns with your needs, considering eligible retailers, process for applying, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.