Choosing Your Oro Valley, AZ Lease-to-Own Company
When selecting a lease-to-own company in Oro Valley, AZ, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Oro Valley so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Oro Valley, AZ Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Oro Valley, AZ tend to work the same way. You shop at an approved Oro Valley retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Oro Valley, AZ or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Oro Valley, AZ Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Oro Valley, AZ retailers are approved by Snap Finance or Acima Leasing. Typically, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Oro Valley, AZ Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Oro Valley, AZ businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in Oro Valley and national brands you trust, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Oro Valley, AZ stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Oro Valley, AZ
Both Snap Finance and Amica Leasing support Oro Valley, AZ residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in Oro Valley, AZ, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Oro Valley, AZ also need an active checking account with at least $750 in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Oro Valley, AZ
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Oro Valley, AZ. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.