Comparing Acima Leasing and Snap Finance in Maricopa, AZ

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Looking for a lease-to-own company in Maricopa, AZ? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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How to Choose a Lease-to-Own Company in Maricopa, AZ

When choosing a lease-to-own company in Maricopa, AZ, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Maricopa so you can determine which company is right for you.

Understanding How Snap Finance and Acima Leasing in Maricopa, AZ Work

How do Acima Leasing and Snap Finance work? Whichever Maricopa, AZ lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Maricopa retailers. Next, you shop online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, shop for the eligible products you want to get, and Snap Finance in Maricopa, AZ or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Maricopa, AZ?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Maricopa, AZ. As a general rule of thumb, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Maricopa, AZ

Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Maricopa, AZ businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Maricopa and national brands you trust, including Asus, Purple, and Frigidaire. Find stores near you in Maricopa, AZ, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Maricopa, AZ?

Snap Finance and Acima Leasing both want to help shoppers in Maricopa AZ get the items they need — even if they don't have perfect credit. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Maricopa, AZ. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to provide a smartphone number and email address.

For Acima Leasing in Maricopa, AZ, you will also need an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your Maricopa, AZ Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Maricopa, AZ. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.