What to Look for in Fountain Hills, AZ Lease-to-Own Companies
When comparing lease-to-own companies in Fountain Hills, AZ, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Fountain Hills and Acima Leasing so you can decide which company sounds best for you.
How Things Work with Snap Finance and Acima Leasing in Fountain Hills, AZ
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Fountain Hills, AZ tend to work the same way. You shop in person or online at an approved Fountain Hills retailer and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing or Snap Finance in Fountain Hills, AZ will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Fountain Hills, AZ Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Fountain Hills, AZ. Typically, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.
Fountain Hills, AZ Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Fountain Hills, AZ and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Fountain Hills stores and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Fountain Hills, AZ stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Fountain Hills, AZ
Snap Finance and Amica Leasing are dedicated to helping Fountain Hills, AZ shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Fountain Hills, AZ. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
For Acima Leasing in Fountain Hills, AZ, you will also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Fountain Hills, AZ, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Fountain Hills, AZ. Select the lease-to-own company that aligns with your needs, considering eligible retailers, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.