Lease-to-Own in Cottonwood, AZ: Acima Leasing or Progressive Leasing?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Cottonwood, AZ? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How Do I Choose Between Lease-to-Own Companies in Cottonwood, AZ?

Lease-to-own can be a great solution when you need new appliances, jewelry, furniture, and other goods but are low on cash. You have your choice of companies like Progressive Leasing in Cottonwood, but how do you know which one to go with? Let's take a closer look at Acima Leasing and Progressive Leasing in Cottonwood, AZ so you can decide which company offers the requirements, store selection, and application process that fits your needs.

Cottonwood Progressive Leasing vs. Acima Leasing: How They Work

How do you lease-to-own with Progressive Leasing in Cottonwood, AZ? What about Acima Leasing? Both companies follow similar application processes. Browse at eligible Cottonwood retailers, choose the items you want, and complete an application in-store or online. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's as simple as that!

How much can you spend? Progressive Leasing's approval amount varies. With Acima Leasing in Cottonwood, you may be approved for up to $5,000!

Cottonwood Acima Leasing Requirements vs. Progressive Leasing Requirements

While Acima Leasing and Progressive Leasing in Cottonwood, AZ have similar application processes, they have different requirements. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing applicants in Cottonwood, AZ need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Both Acima Leasing and Progressive Leasing are designed for shoppers in Cottonwood with less-than-perfect credit. We consider more than just your credit history when reviewing your application.

Acima Leasing vs. Progressive Leasing Stores in Cottonwood, AZ

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing in Cottonwood allows you to shop at thousands of Cottonwood stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing lets you choose from more than 15,000 stores — both national and local. Shop at the stores you know and love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. See which stores are available near you in Cottonwood, AZ, or shop Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Cottonwood, AZ?

Progressive Leasing and Acima Leasing in Cottonwood, AZ consider the same items leasable. In general, durable goods for personal or household use that can be returned are considered eligible. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Better: Acima Leasing or Progressive Leasing in Cottonwood, AZ?

The choice of lease-to-own company in Cottonwood, AZ is entirely in your hands. To choose the right fit, consider which Cottonwood retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Get instant shopping power for the items you need today.