Snap Finance in Avondale, AZ or Acima Leasing: Which is Better for You?

You’re ready to shop with help from a lease-to-own company in Avondale, AZ. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Avondale, AZ Lease-to-Own Company

When choosing a lease-to-own company in Avondale, AZ, you want to keep a few things in mind, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Avondale so you know which company is your best fit.

How Things Work with Snap Finance and Acima Leasing in Avondale, AZ

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Avondale, AZ tend to work the same way. First, you pick from a list of approved Avondale retailers. Next, you shop online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

If you're approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Avondale, AZ will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Avondale, AZ?

The items you can shop for in Avondale, AZ depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

Acima Leasing vs. Snap Finance Stores in Avondale, AZ

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Avondale, AZ retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Avondale businesses to the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Avondale, AZ.

What’s Needed to Apply for Acima Leasing or Snap Finance in Avondale, AZ

Both Snap Finance and Amica Leasing support Avondale, AZ residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points during application review. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Avondale, AZ. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Avondale, AZ requires at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Avondale, AZ? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Avondale, AZ. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.