What to Look for in Sylacauga, AL Lease-to-Own Companies
When picking a lease-to-own company in Sylacauga, AL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Sylacauga so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Sylacauga, AL Work
How does Snap Finance work? Or Acima Leasing? Whichever Sylacauga, AL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Sylacauga retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Sylacauga, AL will purchase them on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Sylacauga, AL?
The items you can shop for vary based on which Sylacauga, AL retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Sylacauga, AL
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in Sylacauga, AL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Sylacauga and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Sylacauga, AL, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Sylacauga, AL?
For shoppers in Sylacauga, AL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
To apply for Snap Finance in Sylacauga, AL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
Acima Leasing in Sylacauga, AL also requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Sylacauga, AL
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Sylacauga, AL. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.