How to Choose a Lease-to-Own Company in Opelika, AL
When picking a lease-to-own company in Opelika, AL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Opelika so you can decide which company sounds best for you.
Snap Finance in Opelika, AL vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Opelika, AL follow similar models. To start, you choose an approved retailer in Opelika and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Opelika, AL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Opelika, AL Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Opelika, AL. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Opelika, AL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Opelika, AL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Opelika stores and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Opelika, AL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Opelika, AL
Everyone in Opelika, AL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Opelika, AL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Opelika, AL requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Opelika, AL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Opelika, AL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.