Selecting a Lease-to-Own Company in Lincoln, AL
Lease-to-own can be a great option when you need new tires, appliances, furniture, and other items but don't have the cash to purchase them outright. You have your choice of companies like Progressive Leasing in Lincoln, but how do you know which one to go with? Let's dive into Progressive Leasing and Acima Leasing in Lincoln, AL to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.
How Do Acima Leasing and Progressive Leasing in Lincoln, AL Work?
What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Lincoln, AL? Applying with either company will look pretty similar. Browse at eligible Lincoln retailers, pick out the items you want, and apply online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. Easy-peasy!
How much shopping power can you get? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Lincoln, you can be approved for up to $5,000!
What Are the Requirements for Progressive Leasing in Lincoln vs. Acima Leasing?
While Acima Leasing and Progressive Leasing in Lincoln, AL have similar application processes, they have different requirements. Progressive Leasing requires you to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).
For Acima Leasing in Lincoln, AL, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.
Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Lincoln shoppers with less-than-great credit. We use more than just your credit history when considering your application and determining your spending power.
Acima Leasing vs. Progressive Leasing: What Lincoln Stores Are Eligible?
Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of Lincoln stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Before you start shopping, double-check their approved stores in your area.
Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop the stores you trust, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out which stores are eligible in Lincoln, AL, or view Acima Leasing's online retailers.
What Can You Lease with Progressive Leasing vs. Acima Leasing in Lincoln, AL?
Acima Leasing and Progressive Leasing in Lincoln, AL follow similar guidelines for leasable items. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.
Which Is Better: Acima Leasing or Progressive Leasing in Lincoln, AL?
The decision of which Lincoln, AL lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on approval requirements, which stores in Lincoln you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.