Deciding Between Acima Leasing and Snap Finance in Centreville, AL

Looking for a lease-to-own company in Centreville, AL? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Centreville, AL Lease-to-Own Companies

When comparing lease-to-own companies in Centreville, AL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in Centreville and Snap Finance so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Centreville, AL Work

How does Snap Finance work? Or Acima Leasing? Most Centreville, AL lease-to-own companies operate similarly. You shop in person or online at an approved Centreville retailer and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, select the eligible products you want, and Acima Leasing in Centreville, AL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

Centreville, AL Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Centreville, AL depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.

Acima Leasing vs. Snap Finance Stores in Centreville, AL

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Centreville, AL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Centreville and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Centreville, AL, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Centreville, AL

Snap Finance and Amica Leasing are dedicated to helping Centreville, AL shoppers get the items they need — regardless of credit score. Each company considers multiple data points during application review. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Centreville, AL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you have to provide an email address and smartphone number.

In a similar vein, Acima Leasing in Centreville, AL requires an active checking account with $750 or more in monthly income. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Centreville, AL, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Centreville, AL shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.