How to Choose a Lease-to-Own Company in Auburn, AL
When comparing lease-to-own companies in Auburn, AL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Auburn so you can decide which company sounds best for you.
How Does Lease-to-Own in Auburn, AL Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in Auburn, AL tend to work the same way. To start, you choose an approved retailer in Auburn and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing in Auburn, AL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Auburn, AL?
The items you can shop for vary based on which Auburn, AL retailers are approved by Snap Finance or Acima Leasing. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Auburn, AL
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Auburn, AL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Auburn stores and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Auburn, AL stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Auburn, AL
Everyone in Auburn, AL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Auburn, AL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to share your email address and smartphone number.
Acima Leasing in Auburn, AL also requires an active checking account with $750 or more in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Auburn, AL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Auburn, AL. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.